* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment
Are you considering purchasing a house in California? Look no further, as this is an excellent starting point. Sammamish Mortgage is here to assist you in acquiring your ideal California home. Our simple and secure loan application process can be initiated online or with the assistance of a knowledgeable Loan Officer.
Mortgage rates in California depend on a variety of factors:
In order to secure the most favorable mortgage rate, it is essential to find a trustworthy and reputable mortgage lender. Seek out a mortgage company that employs highly experienced Loan Officers rather than compensating them based on the loan amount. This approach ensures that you obtain a loan tailored to your specific circumstances, avoiding the risk of borrowing beyond your means.
California borrowers have a wide range of home mortgage options available to them when it comes to real estate.
Getting a 30-year fixed rate loan usually means paying more in interest over the life of the loan, but gives California homebuyers a low monthly mortgage payment.
If you are a veteran, an active duty service member, or the surviving spouse of a military vet, a VA loan often requires no down payment or a very low down payment.
Low income and first-time homebuyers can count on an FHA loan to give them flexibility when it comes to their credit score or down payment.
If you live in a very expensive part of the country, don’t give up hope. Jumbo loans can help you if the price of your dream home is a bit over the conventional loan limits.
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.
Whether you’re buying a home or ready to refinance, our professionals can help.
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No Obligation and transparency 24/7. Instantly compare live rates and costs from our network of lenders across the country. Real-time accurate rates and closing costs for a variety of loan programs custom to your specific situation.
